Step 01
Free claim review
Send us your policy and a few photos. We'll tell you straight whether hiring us will move the needle on your case.
← All services
Theft & Vandalism
Beyond the stolen list — document every collateral loss.
Theft claims are scrutinized. We build the inventory, prove ownership, and negotiate actual cash value vs replacement cost.
What's covered
The scope of a theft & vandalism claim, done right.
- Stolen property replacement
- Forced-entry repairs
- Vandalism remediation
- Lock & security system replacement
- Lost business inventory
- Loss of use
Our standard
Scope built around your policy.
We document coverage, cause, and damages thoroughly enough to support a fair settlement — and to hold up if your carrier disputes it.
Signs you have a claim
If you've seen any of this, call before you sign anything.
Police report filed
Damaged doors, locks, or windows
Missing high-value items
Graffiti or intentional damage
Compromised security systems
Process
The same rigor, every time.
Step 02
Onsite inspection
We bring licensed adjusters, engineers, and moisture techs to document every dollar of loss — drone roof scans included when needed.
Step 03
Scope & estimate
We build an Xactimate estimate backed by photo evidence and expert reports. That becomes the case we put on your insurer's desk.
Step 04
Negotiation & settlement
We negotiate directly with your carrier — you approve every move. No recovery, no fee. Guaranteed in writing before we start.
FAQ
Common questions.
I don't have receipts.
We rebuild the inventory with photos, credit card history, serial numbers, and affidavits. Receipts aren't required — documentation is.
ACV vs RCV?
Most policies pay Actual Cash Value first, then Replacement Cost Value upon proof of replacement. We track both payments.
Ready to get every dollar you're owed on your theft & vandalism claim?
Intake takes under 3 minutes. We'll call you back within 24 hours with honest next steps — no pressure, no obligation, no cost unless we recover.