Step 01
Free claim review
Send us your policy and a few photos. We'll tell you straight whether hiring us will move the needle on your case.
TX Public Adjuster License #2946133(682) 282-3721
Texas License #2946133 · Dallas–Fort Worth
When the carrier's offer doesn't match the damage.
A licensed Texas public adjuster representing DFW homeowners and property owners after fire and water losses. We review your policy, document the full damage, and negotiate the settlement on your behalf.
Licensed in TexasContingency only — no recovery, no fee24-hour response
Why this matters
The carrier builds their file the moment the claim opens. We build yours.
Most policyholders don't realize the insurance company is already documenting the loss on their own terms — their adjuster, their scope, their photos, their numbers. By the time the offer arrives, the carrier's file has been built for weeks. The policyholder's rarely has been built at all.
Resnix is a Texas-licensed public adjusting firm. We work for the property owner — independent documentation, policy review, scope review, and direct communication with the carrier. Calm, professional, and on the record.
Where most fire claims need help
Three moments where a fire claim quietly goes wrong.
Just starting
You have a fire claim and don't know where to begin.
The first 72 hours shape the entire claim. We help you put the right documentation on the record before the carrier's narrative sets in — policy review, scope of damage, contents inventory, and code-upgrade requirements.
Denied or underpaid
Your fire claim came back denied — or the number is too low.
Disputed, denied, or underpaid fire damage claims deserve a second look. We review your scope, policy, and documentation independently and identify what's missing — rooms, materials, smoke remediation, or fire department intervention damage.
Before you sign
You have a settlement offer and something feels off.
Sometimes the offer is missing rooms. Sometimes it's missing materials. Sometimes the scope simply doesn't match the damage. We review fire settlement offers independently before you accept — most people look at the number first. We look at the file.
What a fire claim covers
Fire claims rarely end at the burn line.
Heat damage, char, water from suppression, and smoke contamination compound the loss. A properly built fire claim file documents every layer — not just the visible damage.
- Structural rebuild & code upgrades
- Contents inventory & replacement
- Smoke & soot remediation
- Fire department intervention damage
- Debris removal & site cleanup
- Mold assessment & remediation
Our standard
Scope built around your policy.
We document coverage, cause, and damages thoroughly enough to support a fair settlement — and to hold up if the carrier disputes it.
How we work
The same rigor on every fire claim.
Four steps. One outcome: a fire claim file the carrier has to answer to.
Step 02
Onsite inspection
We bring licensed adjusters, engineers, and moisture techs to document every dollar of loss — drone roof scans included when needed.
Step 03
Scope & estimate
We build an Xactimate estimate backed by photo evidence and expert reports. That becomes the case we put on your insurer's desk.
Step 04
Negotiation & settlement
We negotiate directly with your carrier — you approve every move. No recovery, no fee. Guaranteed in writing before we start.
Talk to a public adjuster today.
Free consultation. No obligation. We'll tell you straight whether hiring a public adjuster will help your claim.
Callback request
Prefer to send us your details? Request a callback.
If you'd rather not call, fill this out and a licensed adjuster will reach out within 24 hours.
Free claim review · No obligation
ConfidentialIn their words
Verified Google reviews from people who've worked with us.
“Joseph and his team have been beyond excellent!!! Very professional, extremely understanding and willing to work with you no matter what the situation is. I would highly recommend this team.”
“Joe is absolutely excellent. I have had the pleasure of working with him over the years and he is knowledgeable, experienced, and simply the best at what he does. He is trustworthy and you always get an excellent work product. I highly recommend him.”
“Joe is simply the best PA in the industry. With over 10+ years he is the person I trust when it comes to my claims. WILL USE AND RECOMMEND AGAIN!”
“Joseph is very knowledgeable and professional!!”
“Detailed oriented, precise, efficient and professional. Highly recommended to anyone seeking help with an insurance claim or needing assistance with estimating a claim for a large or small loss.”
Common questions
Honest answers before the first call.
What does a public adjuster actually do for a fire claim?
A public adjuster represents the policyholder — not the insurance company — during the claim. We review your policy, document the full scope of damage (structure, contents, smoke, water-from-suppression, code upgrades), and negotiate the settlement with your carrier. The carrier already has people building their file. A public adjuster builds yours.
My insurer already sent an offer. Is it too late?
Often, no. We routinely review settlement offers that came in low or are missing scope — rooms, materials, contents, code upgrades, fire department intervention damage, or smoke-related contents loss. Supplemental claims are a core part of what we do. Call before you sign anything.
How much does this cost?
Nothing for the initial claim review. Engagement is contingency-only — disclosed in writing before any work begins, as required by Texas Insurance Code §4102. If we don't recover, you don't pay.
Do you serve my area?
Yes if you are in Fort Worth or within roughly 15 miles. Resnix is a Texas-licensed firm and we work fire damage claims throughout Fort Worth and the surrounding DFW area.
How fast should I file?
Notify your carrier within 24–72 hours of the loss. Beyond that, Texas policies impose strict notice and proof-of-loss windows that run from the date of damage. We confirm every deadline against your specific policy on the first call.
Your fire claim deserves a second look.
Before you accept the offer, talk to a licensed Texas public adjuster. Free review. No obligation.